What is insurance?

Insurance is financial protection against loss or harm for a company or person.

What should I look for in an online insurance school?

The best online insurance schools should possess either regional or national accreditation from an accrediting body that is recognized by the U.S. Department of Education.

In addition, you can often recognize top online insurance schools based on:

  • The school's name and status
  • The school's history
  • Teacher credentials
  • Alumni network
In choosing the best online insurance school for you, you should consider the following factors:
  • Admission requirements
  • Residency requirements
  • Class and teaching style
  • Testing methods used
  • Course content and presentation
  • Program length
  • Class size
  • Student-teacher interaction
  • Technology use
  • Tuition and financial aid
  • Transferability of credits
  • Availability of a dedicated administration team and resources

What levels of online insurance programs are available?

The following levels of insurance degree online programs are available:

  • Online Insurance Certificate Programs
  • Online Associates in Insurance
  • Online Bachelor in Insurance

How long does it take to get an online insurance degree?

The amount of time it takes a student to earn an accredited online insurance degree depends on the level of insurance degree being pursued and the pace of the student.

Typically, the breakdown is as follows:

  • Online Insurance Certification Programs - 6 months to 1 year
  • Online Insurance Associates Degree - 2 years
  • Online Insurance Bachelor Degree - 4 years

What are some examples of online insurance courses?

All online insurance degree programs involve courses in risk management, finance, employee risk, and communications. Students should have mathematical acuity, be detail-oriented, and be able to understand new concepts quickly. Some courses required to earn an accredited online insurance degree include:

  • Fundamentals of Risk and Insurance
    This course will develop concepts such as time value of money, statistical analysis, information technology, and management of risk exposure. Topics include the fundamentals of risk, management of risks, insurer operations, and the regulation of insurance.
  • Risk Management in the Business Enterprise
    This course gives an overview of application of the risk management process, including risk control and risk financing techniques, to business risk management problems. It includes a focus on enterprise risk management and the related tool and techniques.
  • Insurance Accounting and Finance
    This course is a survey of accounting and finance, financial statement analysis, and statutory requirements for insurance companies. The course also includes important elements of finance such as coverage of present value and incorporating coverage of expected values and expected rates of return for both individual securities and portfolios of securities.
  • Employee Benefit Plans
    This course provides in-depth coverage of employee benefit plans such as group insurance and pensions with special consideration given to funding instruments and variety among plans as well as important legal employee benefits issues including discrimination, benefit limitations, and tax treatment.
  • The Legal and Ethical Environment of Business
    This course creates an awareness of the laws and the legal, political, and social institutions which impact upon business activity.

What areas of insurance specialization are available?

Insurance is a fast-changing field, requiring constant updating and continuing education. Students often specialize in an area of interest, and use their academic experience to pursue employment in that particular field. Some concentrations in online insurance degree programs include:

  • Risk Management
  • Insurance Administration
  • Public Agency Risk Management
  • Safety and Loss Control
  • Claims Administration
  • Benefits
  • Human Resources

What can I do with an insurance degree?

Graduates of an accredited online insurance degree program often become insurance agents or work in risk management for a large corporation. However, many of the courses required for an online insurance degree are applicable to other professions. Some common careers for graduates on an online degree in insurance include:

  • Financial Risk Manager
  • Insurance Agent
  • Insurance Analyst
  • Management Analyst
  • Actuary
  • Underwriter

What is an insurance Agent?

An insurance agent works with an individual or business to analyze risk and provide appropriate insurance.

What does an insurance agent do?

Insurance agents work to reduce risk for individuals or larger institutions. They are able to understand risk, manage expectations, and provide up-to-date information in all areas of insurance. They can provide expertise and assistance in financial decisions, provide analysis on areas of potential growth, and are generally knowledgeable about a client's business expertise.

How much does an insurance agent earn?

On average, insurance agents earn $61,330 per year. Job growth expected at an average rate. While the demand for various kinds of insurance will continue to grow, many providers are downsizing the number of dedicated sales agents they employ, while automated claims processing has allowed a smaller number of agents to manage a greater number of clients.

How do I become an insurance agent?

Insurance agents must not only hold a degree with a specialization in their desired area of expertise, but must also be licensed in their state, in their individual concentration. Insurance sales is a competitive field, so advanced knowledge and degree courses are extremely valuable. Positions as underwriters, actuaries, and insurance assistants are all possible steps in the process of how to become an insurance agent.

Insurance Schools (Campus)

SchoolCertificateAssociatesBachelorsMastersPhD
Ohio State University-Main Campus
190 N. Oval Mall
Columbus, OH, 43210
http://www.osu.edu
X
Houston Community College
3100 Main Street
Houston, TX, 77266
http://www.hccs.edu
X
University of Minnesota-Twin Cities
100 Church Street SE
Minneapolis, MN, 55455
http://www1.umn.edu/twincities/index.php
X
Tarrant County College District
1500 Houston St
Fort Worth, TX, 76102
http://www.tccd.edu
X
University of Wisconsin-Madison
500 Lincoln Dr
Madison, WI, 53706
http://www.wisc.edu
X X
Walden University
155 Fifth Ave S Suite 100
Minneapolis, MN, 55401
http://www.waldenu.edu
X
Austin Community College District
5930 Middle Fiskville Rd
Austin, TX, 78752
http://www.austincc.edu
X
Florida State University
211 Westcott Bldg
Tallahassee, FL, 32306
http://www.fsu.edu
X
Riverside Community College
4800 Magnolia Avenue
Riverside, CA, 92506
http://www.rcc.edu/
X X
Temple University
1801 North Broad Street
Philadelphia, PA, 19122
http://WWW.TEMPLE.EDU
X
East Los Angeles College
1301 Avenida Cesar Chavez
Monterey Park, CA, 91754
http://www.elac.edu/index.htm
X
University of North Texas
Chestnut Ave.
Denton, TX, 76203
http://www.unt.edu
X
Salt Lake Community College
4600 S Redwood Rd
Salt Lake City, UT, 84123
http://www.slcc.edu
X
University of Georgia
125 Cedar St.
Athens, GA, 30602
http://www.uga.edu
X
Excelsior College
7 Columbia Cir
Albany, NY, 12203
http://www.excelsior.edu
X
City College of San Francisco
50 Phelan Ave
San Francisco, CA, 94112
http://www.ccsf.edu
X
Boston University
One Silber Way
Boston, MA, 2215
http://www.bu.edu
X
Colorado Technical University Online
4435 N Chestnut Suite E
Colorado Springs, CO, 80907
http://www.ctuonline.edu
X
Georgia State University
33 gilmer st
Atlanta, GA, 30303
http://www.gsu.edu
X X
Cuyahoga Community College District
700 Carnegie Ave
Cleveland, OH, 44115
http://www.tri-c.edu
X
University of Iowa
101 Jessup Hall
Iowa City, IA, 52242
http://www.uiowa.edu
X X
Columbus State Community College
550 E Spring St
Columbus, OH, 43215
http://www.cscc.edu
X
University of South Carolina-Columbia
514 Main St
Columbia, SC, 29208
http://www.sc.edu/
X
Oakland Community College
2480 Opdyke Rd
Bloomfield Hills, MI, 48304
http://www.oaklandcc.edu
X
Palomar College
1140 W. Mission
San Marcos, CA, 92069
http://WWW.PALOMAR.EDU
X X
Sacramento City College
3835 Freeport Blvd
Sacramento, CA, 95822
http://www.scc.losrios.edu/
X X
College of DuPage
425 Fawell Blvd.
Glen Ellyn, IL, 60137
http://www.cod.edu
X
San Jacinto Community College
8060 Spencer Hwy
Pasadena, TX, 77501
http://www.sjcd.edu
X
University of Connecticut
115 N Eagleville RD
Storrs, CT, 6269
http://www.uconn.edu
X
Collin County Community College District
4800 Preston Park Blvd.
Plano, TX, 75093
http://www.collin.edu
X
University of Pennsylvania
1 College Hall 34th and Spruce Sts
Philadelphia, PA, 19104
http://www.upenn.edu
X X X
Owens Community College
30335 Oregon Rd
Perrysburg, OH, 43551
http://www.owens.edu
X
Rio Hondo College
3600 Workman Mill Rd
Whittier, CA, 90601
http://www.riohondo.edu
X
Cerritos College
11110 Alondra Blvd
Norwalk, CA, 90650
http://WWW.CERRITOS.EDU
X X
Southwestern College
900 Otay Lakes Rd
Chula Vista, CA, 91910
http://www.swccd.edu
X X
Illinois State University
North and School Streets
Normal, IL, 61790
http://www.ilstu.edu
X
Lansing Community College
419 N Capitol Ave
Lansing, MI, 48901
http://www.lansing.cc.mi.us
X
Wayne County Community College District
801 W Fort St
Detroit, MI, 48226
http://www.wcccd.edu
X X
Community College of Allegheny County
800 Allegheny Ave
Pittsburgh, PA, 15233
http://www.ccac.edu
X
Missouri State University
901 S National
Springfield, MO, 65897
http://www.missouristate.edu
X
St. John's University-New York
8000 Utopia Pky
New York, NY, 11439
http://www.stjohns.edu
X X X
San Joaquin Delta College
5151 Pacific Ave
Stockton, CA, 95207
http://www.deltacollege.edu
X
Milwaukee Area Technical College
700 W State St
Milwaukee, WI, 53233
http://matc.edu
X
Santa Barbara City College
721 Cliff Drive
Santa Barbara, CA, 93109
http://www.sbcc.edu
X
Mississippi State University
100 President Cir
Starkville, MS, 39762
http://www.msstate.edu/
X
Saint Cloud State University
720 Fourth Ave. South
St. Cloud, MN, 56301
http://www.stcloudstate.edu
X
College of Lake County
19351 W Washington St.
Grayslake, IL, 60030
http://WWW.CLCILLINOIS.EDU
X
Moraine Valley Community College
9000 W. College Parkway
Palos Hills, IL, 60465
http://www.morainevalley.edu
X
Community College of Rhode Island
400 East Ave
Warwick, RI, 2886
http://www.ccri.edu
X
Henry Ford Community College
5101 Evergreen Rd
Dearborn, MI, 48128
http://www.hfcc.edu
X
Blinn College
902 College Ave
Brenham, TX, 77833
http://www.blinn.edu
X
Appalachian State University
504 Dauphblan St.
Boone, NC, 28608
http://www.appstate.edu/
X
Glendale Community College
1500 N Verdugo Rd
Glendale, CA, 91208
http://www.glendale.edu
X X
University of Louisiana at Lafayette
104 University Circle
Lafayette, LA, 70503
http://www.louisiana.edu
X
Eastern Kentucky University
521 Lancaster Ave
Richmond, KY, 40475
http://www.eku.edu
X
University of Central Oklahoma
100 N University Dr
Edmond, OK, 73034
http://www.uco.edu
X
Cosumnes River College
8401 Center Parkway
Sacramento, CA, 95823
http://www.crc.losrios.edu/
X
University of Mississippi Main Campus
Oxford Mississippi
Oxford, MS, 38677
http://www.olemiss.edu
X
Harper College
1200 W Algonquin Rd
Palatine, IL, 60067
http://www.harpercollege.edu
X
Cypress College
9200 Valley View
Cypress, CA, 90630
http://www.cypresscollege.edu
X
Chabot College
25555 Hesperian Blvd
Hayward, CA, 94545
http://www.chabotcollege.edu
X
Joliet Junior College
1215 Houbolt Rd
Joliet, IL, 60431
http://www.jjc.edu
X
Youngstown State University
One University Plaza
Youngstown, OH, 44555
http://www.ysu.edu
X
Baylor University
500 Speight Ave.
Waco, TX, 76798
http://www.baylor.edu
X
Southwestern Illinois College
2500 Carlyle Ave
Belleville, IL, 62221
http://www.swic.edu
X
Universidad Del Este
Carr. # 190 Esq. Calle 220 Bo. Sabana Abajo
Ludlow, PR, 985
http://www.suagm.edu
X
Illinois Central College
One College Drive
East Peoria, IL, 61635
http://www.icc.edu
X
Schoolcraft College
18600 Haggerty Road
Livonia, MI, 48152
http://www.schoolcraft.edu
X
Clark College
1933 Fort Vancouver Way
Vancouver, WA, 98663
http://www.clark.edu
X
City Colleges of Chicago-Wilbur Wright College
4300 N Narragansett
Chicago, IL, 60634
http://wright.ccc.edu/
X
University of Houston-Downtown
1 Main Street
Houston, TX, 77002
http://www.uhd.edu
X
Lane Community College
4000 E 30th Ave
Eugene, OR, 97405
http://www.Lanecc.edu
X
Delaware County Community College
901 S Media Line Rd
Media, PA, 19063
http://www.dccc.edu
X
Solano Community College
4000 Suisun Valley Rd
Fairfield, CA, 94534
http://www.solano.edu
X X
Phoenix College
1202 W Thomas Rd
Phoenix, AZ, 85013
http://www.pc.maricopa.edu
X
Mott Community College
1401 E Court St
Flint, MI, 48503
http://www.mcc.edu
X
Oakton Community College
1600 E Golf Rd.
Des Plaines, IL, 60016
http://www.oakton.edu
X
Cuesta College
Highway 1
San Luis Obispo, CA, 93403
http://WWW.CUESTA.EDU
X
Kalamazoo Valley Community College
6767 West O Ave
Kalamazoo, MI, 49003
http://www.kvcc.edu
X
University of Central Arkansas
201 Donaghey Ave
Conway, AR, 72035
http://www.uca.edu
X
Hinds Community College
505 East Main Street
Raymond, MS, 39154
http://www.hindscc.edu
X
Davenport University
6191 Kraft Avenue S.E.
Grand Rapids, MI, 49512
http://www.davenport.edu
X
Chattahoochee Technical College
980 S Cobb Drive Dr SE
Marietta, GA, 30060
http://www.chattahoocheetech.edu
X
Delta College
1961 Delta Road
Frankenlust Township, MI, 48710
http://www.delta.edu
X
College of San Mateo
1700 W Hillsdale Blvd
San Mateo, CA, 94402
http://www.collegeofsanmateo.edu
X X
Northampton County Area Community College
3835 Green Pond Rd
Bethlehem, PA, 18020
http://www.northampton.edu
X
Tyler Junior College
1400 East Fifth Street
Tyler, TX, 75789
http://WWW.TJC.EDU
X
Bunker Hill Community College
250 New Rutherford Ave
Boston, MA, 2129
http://www.bhcc.mass.edu
X
Bucks County Community College
275 Swamp Rd
Newtown, PA, 18940
http://www.bucks.edu
X
St Philips College
1801 Martin Luther King Dr
San Antonio, TX, 78203
http://www.alamo.edu/spc/
X
University of St Thomas
2115 Summit Ave
St. Paul, MN, 55105
http://www.stthomas.edu
X
Georgetown University
37th and O St NW
Washington, DC, 20057
http://www.howard.edu
X
Indiana State University
210 N 7th St
Terre Haute, IN, 47809
http://www.indstate.edu
X
Waubonsee Community College
Rte 47 at Waubonsee Drive
Sugar Grove, IL, 60554
http://www.waubonsee.edu
X
Fox Valley Technical College
1825 N Bluemound Dr
Appleton, WI, 54912
http://www.fvtc.edu
X
Cincinnati State Technical and Community College
3520 Central Parkway
Cincinnati, OH, 45223
http://www.cincinnatistate.edu
X
City Colleges of Chicago-Richard J Daley College
7500 S Pulaski Rd
Chicago, IL, 60652
http://daley.ccc.edu/daley.aspx
X
Everest University-Brandon
3924 Coconut Palm Dr
Tampa, FL, 33619
http://www.everest.edu/campus/brandon
X
United Education Institute-Huntington Park Campus
6055 Pacific Blvd.
Huntington Park, CA, 90255
X
Northeast Wisconsin Technical College
2740 W Mason St
Green Bay, WI, 54307
http://www.nwtc.edu
X

Best Cities for Insurance Schools